Privacy Policy

1. Introduction

Kapital Copilot ("we", "our", or "the Service") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information.

2. Information We Collect

We collect only the information necessary to provide and improve our Service:

• Account Information: Email address, password (encrypted), and account preferences
• Portfolio Data: Investment holdings, transactions, and portfolio allocations you enter
• Usage Data: Service access logs, feature usage patterns, and technical diagnostics

3. How We Use Your Information

We use your information exclusively for the purposes of providing the services mentioned in the app.

Specifically, we use your data to:

• Authenticate your access to the Service
• Store and display your portfolio information
• Generate analytics and insights about your investments
• Provide technical support and respond to inquiries
• Improve Service functionality and user experience
• Detect and prevent fraud or security issues
• Send you our weekly newsletter and product updates (opt-out — you can unsubscribe at any time via the link in each email, without logging in)

We do not:

• Sell your personal information to third parties
• Use your investment data for marketing purposes
• Share your portfolio holdings with advertisers
• Use your data for any purpose other than expressly providing our Service

Our newsletter is based solely on the email address you provide — it never uses or reveals your portfolio, holdings, or investment data.

4. Data Storage and Security

We implement industry-standard security measures to protect your information:

• Passwords are encrypted using secure hashing algorithms
• Data transmission is protected with TLS/SSL encryption
• Access to user data is restricted to authorized personnel only
• Regular security audits and vulnerability assessments

While we take reasonable precautions, no system is completely secure. You are responsible for maintaining the confidentiality of your account credentials.

5. Data Retention

We retain your account and portfolio data for as long as your account remains active. Upon account deletion, we will remove your personal information within 30 days, except where required by law to retain certain records.

6. Third-Party Services

We may use third-party services for:

• Cloud infrastructure (data hosting)
• Analytics and error tracking (anonymized)
• Market data providers

These providers are contractually obligated to protect your data and use it only for providing their specific services to us.

7. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your account and data
• Export your portfolio data
• Opt out of the weekly newsletter at any time using the one-click unsubscribe link in each email (no login needed)

To exercise these rights, contact us at privacy@kapitalcopilot.com.

8. Cookies and Tracking

We use essential cookies to maintain your login session and user preferences. We do not use tracking cookies for advertising purposes.

9. Children's Privacy

The Service is not intended for users under the age of 18. We do not knowingly collect information from minors.

10. Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify users of significant changes via email or Service notification.

11. Contact Us

For questions or concerns about this Privacy Policy, contact us at:

Email: privacy@kapitalcopilot.com
Support: support@kapitalcopilot.com